Senior Originator

Description:

Their purpose is to open financial possibilities where options seem limited. Helping a family get a mortgage, saving for that dream or investing in or developing property. All their customers get much more than just products: they give them simple solutions and support when they need it most.

The bank focuses on Savings, Mortgages and Commercial Lending – the latter lending to professional property developers and investors throughout the UK.

The role:

We are looking for a Senior Development Finance Manager for UK wide new business generation to join this rapidly expanding organisation.

Closely supporting the Head of Business Development and the Managing Director of Commercial Lending in the delivery of the Commercial Lending business plan with particular focus on delivering development finance budget.

Hold Responsibility for originating, delivering, and managing development finance transactions and clients within Commercial Lending.

Be the primary owner of the credit and reputational risk inherent within their allocated and new client portfolio and manage the resultant income stream.

What will your day look like?

Your key responsibilities as Senior Development Finance Manager will be to:

• Manage and develop a portfolio of loans/clients including the acquisition of new clients, negotiating appropriately structured and priced facilities in line with risk appetite.
• Maintain and develop relationships with clients, brokers, and their advisors, developing the bank brand to support and grow the business.
• Preparation and presentation to the relevant sanctioning authority of high-quality credit papers consistent with credit risk policy and business line parameters.
• Work alongside the Due Diligence team in the execution of sanctioned deal structures, scoping and managing appropriate professional advisory work as part of risk appraisal.
• Ensuring appropriate security items are taken and drawdown processes are followed.
• Ensure that all facilities are operating in accordance with agreed terms.