Senior Credit Risk Analyst

 

Description:

The role is a senior credit risk analyst position looking after portfolio performance and insights.

You can expect to be involved in the following day to day:

 

  • Assist the Head of Retail Risk with reviewing, analysing, and implementing Retail Risk policies.
  • Evaluate scorecard performance and recommend enhancements as needed.
  • Identify and explain key variances in reporting metrics.
  • Conduct data quality checks, investigate discrepancies, and ensure reconciliation.
  • Design, maintain, and report on credit strategy monitoring frameworks and controls, such as auto-decision rules, policy exceptions, DLAs, and risk scorecards.
  • Contribute to the development and refinement of retail credit scoring models and scorecards.
  • Support the deployment and integration of models and policies into operational processes.
  • Prepare materials for Retail Risk-related forums, presenting and discussing insights when required.
  • Monitor and assess Collections activities and key performance indicators (e.g., stock levels, arrears, defaults, remarketing efforts) to evaluate portfolio strategy effectiveness and operational performance, including cost, resource, and productivity metrics.
  • Collaborate with Collections teams to optimise strategies, maximise recoveries, and minimise net losses after accounting for associated costs.

 

SKILLS AND EXPERIENCE

 

  • SAS or Python experience - MUST
  • Experience in credit risk portfolio, policy or strategy analytics
  • Strong skills in interpreting data and driving insights
  • A strong university degree in a numerate discipline

Organization Harnham
Industry Accounting / Finance / Audit Jobs
Occupational Category Senior Credit Risk Analyst
Job Location Wales,UK
Shift Type Morning
Job Type Full Time
Gender No Preference
Career Level Intermediate
Experience 2 Years
Posted at 2024-12-23 4:42 pm
Expires on 2025-04-15