Credit Risk Modelling Manager

Description:

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

We have an exciting and rewarding opportunity for an individual to join the Risk Analytics Team as a as a Credit Risk Modelling Manager.

In role you will have indirect management responsibilities co-ordinating and managing the workflow for a small team of analysts onshore and offshore in India, developing and maintaining models used to assess and manage risk – specifically the models used to drive IFRS 9 Expected Credit Loss calculations.

The team actively handles a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market and reputational risks.

Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance.

We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package.

This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role, you will

• Deliver complex analytics projects within a team, ensuring results are timely and accurate, support junior team members and offshore analysts as required.

• Draw, formulate and communicate conclusions from your own and the work of the team, recommending and implementing further actions.

• Prioritise planned projects and tasks, whilst effectively managing and challenging requests for unplanned or ad-hoc work

• Identify solutions on emerging risk issues, changing priorities, project completion issues and areas of conflict.

• Challenge established policy and procedures where appropriate, and suggest alternatives, whilst maintaining compliance with regulatory and documentation requirements

Requirements

To be successful in this role you should meet the following requirements.

• Solid knowledge within Credit Risk Analytics coupled together with experience of secured or unsecured products

• The ability to lead a team of risk analysts.

• Excellent attention to detail and a track record of analytical capabilities using relevant software packages (i.e. SAS/SQL/VBA/Python) to analyse large amounts of data, draw conclusions and drive actions;

• An understanding of consumer lending products, profitability, and credit risk.

• Successful project management, working across a range of teams to deliver against business objectives.